About Birmingham Mortgage Advice
Birmingham Mortgage Advice supports first-time buyers, home movers, landlords and self-employed applicants with residential mortgage advice. Its service also covers remortgaging, buy-to-let and affordable housing, with protection available through life insurance and mortgage protection.
The team handles more complex applications, including self-employed income and specialist buy-to-let cases. Advice is available by telephone or in a face-to-face appointment. As an independent broker with access to more than 70 lenders, the business manages the searching, chasing and submitting involved in an application, while explaining options and next steps clearly.
Before you choose Birmingham Mortgage Advice
5.0 on average from 345 reviews
In its favour
- Access to over 70 mortgage lenders
- Face-to-face or telephone appointments
Typical client: Self-employed buyers and complex mortgage applicants
Specialties
Also works on: first-time buyers
Key facts
- Type
- Mortgage broker
- Rating
- 5.0 on average from 345 reviews
Prices
Prices published on its website, checked on 31 October 2026.
- Arrangement fee£495
- Arrangement fee£395
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Questions and answers
Can I have a mortgage appointment by phone or video call?
Yes. If attending the office is not convenient, they offer consultations by telephone or video call as flexible alternatives.
Do I need a deposit before my first mortgage appointment?
No. A deposit does not need to be saved before the initial consultation. They can discuss options and create a personalised plan with achievable savings goals.
What documents do I need for my first mortgage appointment?
They typically ask for identification, proof of income and bank statements. After the appointment is arranged, they provide a document list tailored to the applicant's circumstances.
Can you help with a mortgage if I have poor credit?
Yes. They work with partner lenders that may consider missed payments, defaults and other credit problems, then explore lenders able to assess the applicant's circumstances.
How much is the mortgage arrangement fee?
The arrangement fee is £495, payable when a full application is made to a lender. The adviser agrees the fee before any chargeable work begins.
