About Independent Mortgage Experts Ltd
Independent Mortgage Experts Ltd manages the mortgage loan process, including paperwork and administration, while searching the whole market for suitable deals and exclusive products. The Sheffield broker supports first-time buyers, home movers, remortgagers and borrowers seeking mortgage advice alongside insurance.
Esther Barnes provides jargon-free guidance and liaises with all parties in an application to help prevent delays. The service is independent of lenders and can consider whether going direct is more suitable. Its advice is also aimed at clients who feel confused by mortgage choices or need recommendations shaped around their wider finances.
Before you choose Independent Mortgage Experts Ltd
5.0 on average from 44 reviews
In its favour
- Whole-market and exclusive products
- Application administration handled
- Independent lender advice
Typical client: First-time buyers and borrowers wanting full-process support
Specialties
Key facts
- Type
- Mortgage broker
- Rating
- 5.0 on average from 44 reviews
Featured in
Questions and answers
Do they offer free mortgage consultations at home?
Yes. The first consultation is free and can take place at the Woodseats office in Sheffield or at the customer’s home.
Can they arrange a free Mortgage in Principle?
Yes. They can arrange a free Mortgage in Principle, which many estate agents require before accepting a property offer.
What does their mortgage broker service include?
They search the whole UK mortgage market, complete the paperwork and administration, manage the mortgage process through to completion and liaise with the parties involved.
Who qualifies as a first-time buyer for a mortgage?
A first-time buyer is someone who has never owned property in the UK or abroad and has never had a mortgage. Some lenders may still offer first-time buyer deals if previous ownership was more than three years ago.
How long can the mortgage and property purchase process take?
The national average is 12 weeks, although the timeframe can vary considerably depending on the purchase and the number of parties in the property chain.
