About Independent Mortgage Store
Independent Mortgage Store provides whole-of-market mortgage and insurance advice for first-time buyers, home buyers and remortgagers. Its services include NHS, teacher and retirement mortgage options, alongside life assurance and general insurance.
The privately owned firm can choose from thousands of mortgage products, including products not openly available on the high street. It offers impartial, personalised advice across Scotland and the UK, with particular relevance for NHS professionals whose pay scales or contracts need careful consideration.
Before you choose Independent Mortgage Store
5.0 on average from 320 reviews
In its favour
- Whole-of-market independent advice
- NHS mortgage options
- Thousands of mortgage products
Typical client: NHS professionals and first-time buyers
Specialties
Also works on: first-time buyers
Key facts
- Type
- Mortgage broker
- Rating
- 5.0 on average from 320 reviews
Featured in
Questions and answers
Can professional borrowers get a mortgage with a 5% deposit?
Yes. Some professional mortgage lenders allow up to 90% borrowing, meaning a professional borrower may need a 10% deposit, while the website also states that a 5% minimum deposit can apply to house buyers.
Do they offer mortgages for NHS professionals?
Yes. The Independent Mortgage Store provides mortgage advice for NHS professionals, including doctors, dentists and nurses with complex or variable income.
Can they search broker-only and private-bank mortgage deals?
Yes. The Independent Mortgage Store searches thousands of mortgage deals, including private-bank and exclusive broker-only products, through its mortgage system.
Can they arrange a mortgage agreement in principle before I find a home?
Yes. The business says it can have a mortgage agreed in principle before a buyer finds their ideal home.
