About Just Mortgages Bristol
Adverse credit is a particular focus at Just Mortgages Bristol. The branch helps people explore mortgage options after missed payments, defaults or CCJs, while also advising first-time buyers and remortgage customers.
Its Adverse Credit Solutions Team uses Experian data through Smartr to assess credit files and identify lenders that may consider an application. Advisers look at income, outgoings and affordability rather than relying only on a credit score. The branch also offers protection advice, including life insurance and income protection for mortgage repayments.
Before you choose Just Mortgages Bristol
5.0 on average from 130 reviews
In its favour
- Adverse credit specialist team
- Experian data through Smartr
- Support after repossession
Worth asking about
- Mortgage availability depends on the type, timing and resolution of credit issues and the wider application.
Typical client: Borrowers with CCJs, defaults or other credit difficulties
Specialties
Also works on: first-time buyers
Key facts
- Type
- Mortgage broker
- Rating
- 5.0 on average from 130 reviews
Featured in
Questions and answers
Can Just Mortgages help with bad credit?
Yes. Just Mortgages’ Adverse Credit Solutions Team reviews the applicant’s circumstances, explains what lenders may consider and helps explore potentially suitable mortgage options.
Can Just Mortgages help with a mortgage after a CCJ?
Yes. Its Adverse Credit Solutions Team can review the CCJ, including when it was registered, whether it was satisfied and the amount involved, alongside the wider financial position.
What do lenders consider for a bad credit mortgage?
Lenders may consider the credit issue, when it occurred, whether it was resolved, the deposit, income, outgoings and overall affordability.
