About Just Mortgages Crystal Peaks
Just Mortgages Crystal Peaks supports first-time buyers and home movers, with specialist mortgage advice for adverse credit situations. Its listed areas include missed payments, defaults and CCJs, alongside support for bankruptcy and repossession. Mortgage protection can include life insurance and income protection.
The adviser explains affordability, lender requirements and the home-buying process in straightforward terms. Its Adverse Credit Solutions Team uses Experian data through Smartr to assess credit files and identify lenders whose criteria may suit the applicant’s circumstances.
Before you choose Just Mortgages Crystal Peaks
5.0 on average from 127 reviews
In its favour
- Adverse Credit Solutions Team
- Experian data through Smartr
- Mortgage protection advice
Worth asking about
- Appointments are listed during weekday and Saturday hours
Typical client: Applicants dealing with adverse credit or first purchases
Specialties
Also works on: first-time buyers
Key facts
- Type
- Mortgage broker
- Rating
- 5.0 on average from 127 reviews
Featured in
Questions and answers
Can I get a mortgage with bad credit?
Yes, it may be possible. Lenders consider the type and timing of the credit issue, whether it has been resolved, the deposit, income and overall affordability.
Can the broker help with a CCJ mortgage?
Yes. Its Adverse Credit Solutions Team reviews the circumstances and explains which mortgage options may be suitable, considering details such as when the CCJ was registered and whether it was satisfied.
Which credit problems can the mortgage broker consider?
The team can consider missed payments, defaults, CCJs, IVAs, Debt Management Plans, bankruptcy, repossession and high levels of unsecured debt.
How long after a CCJ can I apply for a mortgage?
There is no single timescale. Some lenders may require the CCJ to be older or satisfied, while others may take a more flexible view of the overall case.
