About Just Mortgages Gleadless
Just Mortgages Gleadless has an adverse-credit service for applicants with missed payments, defaults, CCJs, IVAs, debt management plans, bankruptcy or repossession. It also supports first-time buyers and home movers with mortgage advice.
Its specialist team uses Experian data through Smartr to assess credit information and identify lenders whose criteria may suit an application. Advisers explain affordability, deposits and income considerations, while related protection includes life insurance, critical illness cover and income protection for mortgage holders.
Before you choose Just Mortgages Gleadless
5.0 on average from 298 reviews
In its favour
- Adverse-credit solutions team
- Experian and Smartr assessment
- CCJ and bankruptcy guidance
Worth asking about
- Weekday hours are 8.30am to 6pm, with Saturday hours from 9am to 5pm.
Typical client: Borrowers with adverse credit histories
Specialties
Also works on: first-time buyers
Key facts
- Type
- Mortgage broker
- Rating
- 5.0 on average from 298 reviews
Featured in
Questions and answers
Can the adviser help with a mortgage after bad credit?
Yes. Just Mortgages’ Adverse Credit Solutions Team reviews the circumstances, explains what lenders may consider and explores potentially suitable mortgage options.
Can I get a mortgage with a CCJ?
It may be possible. Lenders may consider when the CCJ was registered, whether it was satisfied, the amount involved, the deposit, income, affordability and recent credit conduct.
Do I need a bigger deposit for a bad credit mortgage?
A larger deposit may be needed, depending on the lender and the applicant’s circumstances. It can sometimes increase the available options.
