About Just Mortgages Harborne
Just Mortgages Harborne supports first-time buyers, home movers and remortgage applicants, including people with missed payments, defaults or CCJs in their history. Its Adverse Credit Solutions Team uses Experian data through Smartr to assess credit information and identify lenders that may understand the applicant’s circumstances.
The adviser explains mortgage options, helps with paperwork and liaises with lenders, estate agents and solicitors. Mortgage protection advice is also available, including life insurance and income protection. The service combines a comprehensive lender panel with specialist adverse-credit guidance for applicants who may have been refused elsewhere.
Before you choose Just Mortgages Harborne
4.9 on average from 159 reviews
In its favour
- Adverse credit solutions team
- Experian data through Smartr
- Support after lender refusals
Typical client: Applicants with adverse credit seeking specialist mortgage guidance
Specialties
Also works on: first-time buyers
Key facts
- Type
- Mortgage broker
- Rating
- 4.9 on average from 159 reviews
Featured in
Questions and answers
Can I get a mortgage with bad credit?
Possibly. Eligibility depends on the type and timing of the credit issue, whether it was resolved, the deposit, income and affordability.
Can I get a mortgage with a CCJ?
Possibly. Lenders may consider when the CCJ was registered, whether it was satisfied, the amount involved, the deposit, income, affordability and recent credit conduct.
Can you help with defaults, IVAs or bankruptcy?
Yes. Their Adverse Credit Solutions Team helps clients explore options after missed payments, defaults, CCJs, IVAs, Debt Management Plans, bankruptcy or repossession.
Do your advisers use Experian data for bad credit cases?
Yes. Their advisers use Experian data through Smartr to assess credit files efficiently when supporting adverse-credit clients.
Do you arrange shared ownership mortgages?
Yes. Shared ownership mortgages are listed among their mortgage services, and the business invites prospective buyers to discuss buying part of a shared ownership property.
