About Just Mortgages Leeds
Just Mortgages Leeds provides mortgage advice for first-time buyers, home movers, remortgagers and landlords, with specialist support for adverse credit. Its Leeds team addresses circumstances involving missed payments, defaults, CCJs, IVAs, debt management plans, bankruptcy or repossession.
Advisers help applicants understand what may be possible, assess credit-file information through Experian data and identify specialist lenders whose criteria may suit the case. The service also covers mortgage protection, life insurance, critical illness cover and income protection for mortgage repayments.
Before you choose Just Mortgages Leeds
4.9 on average from 61 reviews
In its favour
- Specialist adverse-credit team
- Experian data assessment
- Mortgage protection advice
Typical client: Applicants with adverse credit seeking mortgage guidance
Specialties
Also works on: first-time buyers
Key facts
- Type
- Mortgage broker
- Rating
- 4.9 on average from 61 reviews
Featured in
Questions and answers
Can I get a mortgage with bad credit?
Possibly. Lenders may consider the type and timing of the credit issue, whether it has been resolved, the deposit, income and overall affordability.
What credit problems can affect a mortgage application?
Lenders may consider missed payments, defaults, CCJs, IVAs, Debt Management Plans, bankruptcy, repossession and high levels of unsecured debt.
Do I need a bigger deposit for a bad-credit mortgage?
Possibly. The required deposit depends on the lender and the applicant’s circumstances, while a larger deposit can sometimes provide access to more options.
Can you help with a mortgage after a CCJ?
Yes. The Adverse Credit Solutions Team reviews the circumstances and helps applicants understand which mortgage options may be suitable.
Can I get a mortgage with a CCJ?
Possibly. Lenders may consider when the CCJ was registered, whether it has been satisfied, the amount involved, the deposit, income, affordability and recent credit conduct.
