About Mortgage Links
Mortgage Links provides fee-free independent mortgage advice for first-time buyers, home movers, remortgagers and landlords. Advisers compare products from more than 90 lenders and thousands of mortgage products, while also supporting insurance and protection needs.
The service covers borrowing calculations, mortgage costs, solicitors, surveys and the steps from an initial enquiry to receiving the keys. Landlords can discuss buy-to-let, portfolio, holiday-let and HMO lending, as well as product transfers and further advances. Personalised guidance is designed around the applicant’s circumstances rather than a single standard route.
Before you choose Mortgage Links
5.0 on average from 219 reviews
In its favour
- Fee-free mortgage advice
- 90-plus lender panel
- HMO and holiday-let lending
Typical client: First-time buyers seeking fee-free advice
Specialties
Also works on: first-time buyers
Key facts
- Type
- Mortgage broker
- Rating
- 5.0 on average from 219 reviews
Featured in
Questions and answers
Can I get a buy-to-let mortgage as a first-time landlord?
Yes. Some lenders consider first-time landlords, although they may require existing home ownership, a minimum income or a larger deposit.
Should I buy a rental property personally or through a limited company?
The suitable ownership structure depends on the applicant’s tax position, future plans, borrowing requirements and intended use of the rental income. The firm can explain mortgage options for each structure.
How is borrowing assessed for a buy-to-let mortgage?
Borrowing is often based mainly on expected rent. Lenders check that it covers mortgage payments by a sufficient margin, and some also consider personal income.
How many mortgage lenders do you compare?
Mortgage Links has access to a panel of over 90 lenders and thousands of mortgage products when researching mortgage options.
