About Sett Mortgages
First-time buyers can use Sett Mortgages for guidance from initial discussions through to mortgage completion. The broker explains available options, searches thousands of products and handles applications and lender chasing. Home movers, remortgage clients and Help to Buy applicants are also covered.
Sett’s whole-of-market approach is paired with estate agency experience, supporting property searches and negotiation as well as mortgage selection. Once an offer is accepted, the business helps progress the mortgage and legal work, then remains available after completion. Advice is offered without a broker fee or hidden costs.
Before you choose Sett Mortgages
5.0 on average from 335 reviews
In its favour
- Whole-of-market mortgage search
- Estate agency experience
- No broker fee or hidden costs
Typical client: First-time buyers navigating their first property purchase
Specialties
Also works on: first-time buyers
Key facts
- Type
- Mortgage broker
- Rating
- 5.0 on average from 335 reviews
Featured in
Questions and answers
Is mortgage advice free in Leeds and West Yorkshire?
Yes. Sett Mortgages provides free mortgage advice across Leeds and West Yorkshire, with no broker fee or hidden costs at any time.
What does the mortgage service include beyond finding a mortgage?
Sett Mortgages can help with property searches, offer negotiations, surveys and solicitor recommendations, as well as advising on borrowing and managing applications through to moving home.
Can self-employed first-time buyers get a mortgage with one year of accounts?
Yes, in one case Sett Mortgages found a lender for a first-time buyer with part-time self-employed income, one year of history and a 5% deposit.
Can first-time buyers buy with no deposit after renting for a year?
Possibly. Sett Mortgages says a first-time buyer who has rented for a year may be eligible to buy with no deposit, subject to their circumstances.
