About Steel City Mortgages Ltd
Steel City Mortgages Ltd provides tailored mortgage and protection advice across the UK. Its service covers first-time buyers, remortgages and right-to-buy cases, with further support for debt consolidation, home improvements and buy to let.
The firm’s buying guidance starts by assessing borrowing and obtaining an Agreement in Principle, then progresses through the application, underwriting and formal offer. Advisers liaise with lenders and can recommend related professionals such as estate agents, surveyors and conveyancers. Additional support includes mortgage capacity letters for divorce and financial planning referrals.
Before you choose Steel City Mortgages Ltd
5.0 on average from 56 reviews
In its favour
- UK-wide mortgage advice
- Agreement in Principle guidance
Worth asking about
- Advice fees may range from £599 to £999 depending on circumstances
Typical client: First-time buyers needing a guided mortgage journey
Specialties
Key facts
- Type
- Mortgage broker
- Rating
- 5.0 on average from 56 reviews
Featured in
Questions and answers
Is the first mortgage consultation free?
Yes. The initial mortgage consultation is free, although fees may apply if the mortgage proceeds and these are discussed before any arrangement.
Who qualifies for a first-time buyer mortgage?
Generally, applicants must never have owned property in the UK or abroad and intend to live in the home they buy. Inherited property may affect eligibility for some schemes.
Do first-time buyers pay Stamp Duty in England?
First-time buyers currently pay no Stamp Duty on the first £425,000 of a property’s value when the property costs £625,000 or less. Rules can change and are confirmed at the time.
Do you advise on Right to Buy mortgages?
Yes. The firm provides specialist Right to Buy mortgage advice and helps council tenants explore mortgage options for buying their homes.
Do I need legal advice to remortgage?
Yes. A solicitor is needed for basic legal checks and transfer work, although many lenders offer free legal support. The firm explains whether additional legal steps apply.
