About Care Financial Services
Care Financial Services helps arrange mortgages for residential and investment properties, including applications involving previous defaults or less straightforward credit histories. The team explains the process, keeps applicants updated and responds promptly as the application progresses.
The business also provides other financial services, including wills and estate planning. Its wider offering suits people who want to discuss mortgage arrangements alongside related financial matters with one consultancy.
Before you choose Care Financial Services
5.0 on average from 46 reviews
In its favour
- Support for complex credit cases
- Residential and investment mortgages
Typical client: Borrowers with challenging credit histories
Specialties
Also works on: first-time buyers
Key facts
- Type
- Consultant
- Rating
- 5.0 on average from 46 reviews
Featured in
Questions and answers
Do first-time buyers get free mortgage advice?
Yes. Care Financial Services provides free mortgage advice to first-time buyers and helps them compare a range of mortgage deals and rates when taking their first step towards buying a home.
What affects buy-to-let mortgage borrowing?
Expected rental income and the loan-to-value affect how much can be borrowed. Lenders generally require rental income to exceed mortgage payments by 25–30%, while buy-to-let mortgages often have a lower loan-to-value than standard mortgages.
