About Just Mortgages Chapeltown
Just Mortgages Chapeltown supports first-time buyers and homeowners with adverse credit. Its specialist Adverse Credit Solutions Team helps applicants explore options after missed payments, defaults, CCJs, IVAs, debt management plans, bankruptcy or repossession.
Using Experian data through Smartr, advisers can assess credit files and identify lenders that may consider an application. The team also supports purchases and remortgages, explaining factors such as income, deposit, affordability and the timing of credit issues.
Before you choose Just Mortgages Chapeltown
5.0 on average from 274 reviews
In its favour
- Adverse credit specialist team
- Experian data through Smartr
- Guidance after CCJs or defaults
Worth asking about
- Mortgage options remain subject to individual circumstances and lender criteria
Typical client: Applicants exploring mortgages after credit problems
Specialties
Also works on: first-time buyers
Key facts
- Type
- Mortgage broker
- Rating
- 5.0 on average from 274 reviews
Featured in
Questions and answers
Can the broker help with a mortgage after a CCJ?
Yes. The chain’s Adverse Credit Solutions Team can review the circumstances and explain which mortgage options may be suitable after a CCJ.
Can I get a mortgage with bad credit?
Possibly. Lenders may consider the type and age of the credit issue, whether it has been resolved, the deposit, income, outgoings and overall affordability.
What credit problems can the mortgage adviser consider?
The chain can help people with missed payments, defaults, CCJs, IVAs, Debt Management Plans, bankruptcy and previous repossession explore mortgage options.
